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Workers’ Compensation Vs. Personal Injury

When you are injured, you may not know where to turn. Workers’ compensation and personal injury lawsuits both offer relief for those injured, but which do you pursue? And which are you even eligible for?

Larson Law Firm, PC, is here to help you make a full recovery. Below are some of the distinctions that can help you take your first step toward compensation for your injuries.

Workers’ Compensation Covers Any Injury At Work

Whether you are injured at your workplace, or you are elsewhere but performing work duties, workers’ compensation covers any injury that occurs as part of your job responsibilities. However, it’s not available to everybody. Independent contractors, for example, are usually not covered by workers’ compensation unless employers choose to purchase extra insurance for them. If you are unsure whether your case falls under the workers’ compensation umbrella, reach out to our firm for a free consultation.

Personal Injury Claims Could Recover More Compensation

Personal injury lawsuits have the potential to recover full compensation for your damages – including medical treatment, property damage, lost wages, lost earning potential, pain and suffering, and more. Workers’ compensation, however, is often capped and does not generally provide relief beyond your medical expenses.

You Could Have Both A Workers’ Compensation And Personal Injury Claim

Workers’ comp and personal injury are not exclusive. Filing a workers’ compensation claim just means that you can’t file a personal injury lawsuit against your employer. If a third party causes an accident while you are on the job, you can certainly file for both to cover your injuries. Often, a personal injury claim can make up for whatever expenses a workers’ comp claim does not cover.

Claim Your Free Initial Consultation To Get Started

It can be difficult to tell what direction you need to take without an attorney by your side. Our lawyers are passionate about protecting those injured in Colorado, and with a convenient location in Alamosa, you won’t have to drive into the city to get quality service.

We offer free initial consultations. Call (719) 587-1992 today to make your appointment, or reach out online to get started.